A new exclusive program for families who want to purchase a house but cannot get a mortgage. They may have owned a home in the past, but lost the property due to foreclosure or short-sale. We believe that these families deserve a second chance; therefore we have created a program where families can begin living in the house they will purchase when ready. You can find a home you want to buy anywhere in Southern Nevada and Home Today will buy the home. You then make lease payments until you can purchase it within a time-frame that meets your needs.
There is no income limit for this program, and families do need to contribute their own funds for down-payment. The amount will vary depending on the purchase price of the property. See HOME Today Program Flyer.
Home Today created a new program called First Look, where families can purchase a rehabilitated property at fair market value. Families who participate in the First Look program will have a household income that does not exceed 120% of Area Median Income (AMI). A huge benefit to the homebuyer is that they can buy a rehabilitated and upgraded property which is only available to Home Today's clients for purchase. While the program has no direct down payment assistance, homebuyers have the option of using any eligible program for their purchase. For additional detail view our AREDCOR flyer.
This program offers up to $15,000 in assistance for first-time buyers. Eligibility is determined by household size and income. WISH offers a 3-to-1 match in funds, up to $5,000. The amount borrowed has no interest or payments and does not have to be repaid so long as you live in the home for 5 years and do not sell or cash-out equity. Families who want to participate in the WISH program must be first-time homebuyers with an income that does not exceed 80% of Area Median Income. The funds must also be used in conjunction with a participating WISH provider. WISH Program Flyer
There are more than 20 programs available through our community partners. They offer various benefits and assistance to homebuyers. Certain restrictions and requirements apply. Home Today screens everyone across all available programs to determine the best fit. For more info click on our program flyer.
For the most up to date information about our agency please visit our new site: www.HomeTodayTeam.org